{
 "source": "THRIVE — thrivefleet.co.uk/data",
 "terms": "https://www.thrivefleet.co.uk/data/terms",
 "rates": {
  "additional_rate_threshold_gbp": {
   "value": 125140,
   "unit": "gbp",
   "effective_from": "2026-04-06",
   "source_url": "https://www.gov.uk/income-tax-rates",
   "note": "Income above which the additional rate applies",
   "checked_at": "2026-08-28T15:37:09.058429+00:00"
  },
  "aer_home_ppm": {
   "value": 7,
   "unit": "p/mile",
   "effective_from": "2026-09-01",
   "source_url": "https://www.gov.uk/guidance/advisory-fuel-rates",
   "note": "HMRC advisory electric rate — home charging (June 2026 split-rate)",
   "checked_at": "2026-09-01T09:31:05.673+00:00"
  },
  "aer_public_ppm": {
   "value": 15,
   "unit": "p/mile",
   "effective_from": "2026-09-01",
   "source_url": "https://www.gov.uk/guidance/advisory-fuel-rates",
   "note": "HMRC advisory electric rate — public charging (June 2026 split-rate)",
   "checked_at": "2026-09-01T09:31:05.673+00:00"
  },
  "atf_service_charge_hgv_gbp": {
   "value": 70,
   "unit": "gbp",
   "effective_from": "2026-07-06",
   "source_url": "https://www.gov.uk/government/publications/heavy-goods-vehicle-fees/vehicle-test-and-certificate-costs-lorries-and-trailers-at-authorised-testing-facilities",
   "note": "Maximum ATF service charge (pit fee) for an HGV. Not charged at a DVSA test centre.",
   "checked_at": "2026-08-28T15:37:09.496454+00:00"
  },
  "atf_service_charge_trailer_gbp": {
   "value": 50,
   "unit": "gbp",
   "effective_from": "2026-07-06",
   "source_url": "https://www.gov.uk/government/publications/heavy-goods-vehicle-fees/vehicle-test-and-certificate-costs-lorries-and-trailers-at-authorised-testing-facilities",
   "note": "Maximum ATF service charge (pit fee) for a trailer. Not charged at a DVSA test centre.",
   "checked_at": "2026-08-28T15:37:09.496454+00:00"
  },
  "diesel_van_mpg": {
   "value": 36,
   "unit": "mpg",
   "effective_from": null,
   "source_url": null,
   "note": "Methodology v1 assumption: representative diesel LCV combined economy. Documented on /data/fleet-cost-index.",
   "checked_at": "2026-09-01T09:31:06.567+00:00"
  },
  "ev_home_charge_share": {
   "value": 0.7,
   "unit": "ratio",
   "effective_from": null,
   "source_url": null,
   "note": "Methodology v1 assumption: share of EV-van charging done at home/depot rate; remainder at public rate.",
   "checked_at": "2026-09-01T09:31:06.567+00:00"
  },
  "fuel_bill_index_base_ppl": {
   "value": 167.08,
   "unit": "p/litre",
   "effective_from": "2026-01-05",
   "source_url": null,
   "note": "Fleet Fuel Bill Index base = diesel p/l of week 2026-07-20 (index=100). Set once; never recomputed.",
   "checked_at": "2026-07-24T14:11:26.532+00:00"
  },
  "higher_rate_threshold_gbp": {
   "value": 50270,
   "unit": "gbp",
   "effective_from": "2026-04-06",
   "source_url": "https://www.gov.uk/income-tax-rates",
   "note": "Income above which the higher rate applies",
   "checked_at": "2026-08-28T15:37:09.058429+00:00"
  },
  "income_tax_additional_pct": {
   "value": 45,
   "unit": "percent",
   "effective_from": "2026-04-06",
   "source_url": "https://www.gov.uk/income-tax-rates",
   "note": "Additional rate, over £125,140",
   "checked_at": "2026-08-28T15:37:09.058429+00:00"
  },
  "income_tax_basic_pct": {
   "value": 20,
   "unit": "percent",
   "effective_from": "2026-04-06",
   "source_url": "https://www.gov.uk/income-tax-rates",
   "note": "Basic rate, £12,571 to £50,270",
   "checked_at": "2026-08-28T15:37:09.058429+00:00"
  },
  "income_tax_higher_pct": {
   "value": 40,
   "unit": "percent",
   "effective_from": "2026-04-06",
   "source_url": "https://www.gov.uk/income-tax-rates",
   "note": "Higher rate, £50,271 to £125,140",
   "checked_at": "2026-08-28T15:37:09.058429+00:00"
  },
  "ni_employee_main_pct": {
   "value": 8,
   "unit": "percent",
   "effective_from": "2026-04-06",
   "source_url": "https://www.gov.uk/national-insurance-rates-letters",
   "note": "Class 1 category A, £1,048.01 to £4,189 a month",
   "checked_at": "2026-08-28T15:37:09.058429+00:00"
  },
  "ni_employee_upper_pct": {
   "value": 2,
   "unit": "percent",
   "effective_from": "2026-04-06",
   "source_url": "https://www.gov.uk/national-insurance-rates-letters",
   "note": "Class 1 category A, over £4,189 a month",
   "checked_at": "2026-08-28T15:37:09.058429+00:00"
  },
  "ni_employer_class1a_pct": {
   "value": 15,
   "unit": "percent",
   "effective_from": "2026-04-06",
   "source_url": "https://www.gov.uk/national-insurance-rates-letters",
   "note": "Employer Class 1A on benefits in kind",
   "checked_at": "2026-08-28T15:37:09.058429+00:00"
  },
  "ni_upper_earnings_monthly_gbp": {
   "value": 4189,
   "unit": "gbp",
   "effective_from": "2026-04-06",
   "source_url": "https://www.gov.uk/national-insurance-rates-letters",
   "note": "Monthly upper earnings limit; NI drops to 2% above it",
   "checked_at": "2026-08-28T15:37:09.058429+00:00"
  },
  "personal_allowance_gbp": {
   "value": 12570,
   "unit": "gbp",
   "effective_from": "2026-04-06",
   "source_url": "https://www.gov.uk/income-tax-rates",
   "note": "Standard Personal Allowance",
   "checked_at": "2026-08-28T15:37:09.058429+00:00"
  },
  "reference_annual_miles": {
   "value": 18000,
   "unit": "miles",
   "effective_from": null,
   "source_url": null,
   "note": "Methodology v1 reference mileage for annual running-cost saving figures.",
   "checked_at": "2026-07-24T14:11:38.940744+00:00"
  },
  "van_ev_price_premium_annual": {
   "value": 1800,
   "unit": "gbp_per_year",
   "effective_from": null,
   "source_url": null,
   "note": "Methodology v1 assumption: annualised price/lease premium of a BEV van over an equivalent diesel. Documented on /data/van-break-even. REVIEW at build — placeholder pending a sourced figure.",
   "checked_at": "2026-07-24T14:11:38.940744+00:00"
  },
  "van_kwh_per_mile": {
   "value": 0.35,
   "unit": "kwh_per_mile",
   "effective_from": null,
   "source_url": null,
   "note": "Methodology v1 assumption: representative electric-van energy use per mile (kWh). Documented on /data/cost-to-charge.",
   "checked_at": "2026-07-24T14:40:36.077418+00:00"
  }
 }
}